Welcome to Rosewood Consulting, LLC

Rosewood Consulting, LLC is a Registered Investment Advisor in the State of Oregon. 
Margaret (Margie) Carbonell Smith is the CERTIFIED FINANCIAL PLANNER™ professional who will accompany you on your journey as you make sense of your financial situation and plan for your financial goals.

We are a fee-only firm - there are no sales charges or commissions.  You are billed an hourly fee for the financial planning services we provide.  If you wish to have your investments managed by us, our fee may be based on a percentage of assets under management.

What makes us different?  

As a Registered Investment Advisor in the State of Oregon, Rosewood Consulting, LLC is held to a fiduciary standard.  A fiduciary is: "An individual in whom another has placed the utmost trust and confidence to manage and protect property or money. The relationship wherein one person has an obligation to act for another's benefit."1 

As an independent firm, we choose to put our client’s needs and goals first. 

We listen to you.  If you work with Rosewood Consulting, LLC you will form a relationship with us.  We'll get to know you.  And you'll get to know us.  Together, we will develop your financial plan.

We believe in looking at your whole financial picture.  Investments may be one goal and one part of the process.  Also included (where appropriate) are lifestyle changes, retirement goals, estate planning goals, cash flow planning, and education planning.  If we look at these areas as pieces of your financial puzzle, we can help you see how they fit together.

We belong to the Garrett Planning Network, a national network of financial planners who believe in “making competent, objective advice accessible”.  You are important to us - whether you have a large portfolio, small portfolio, or are just starting out.  We offer a thirty minute “Get Acquainted” Meeting without charge or obligation.  During that time we'll work with you to discover your needs and how we can be of service to you.

If you’re interested in understanding your financial goals and creating a plan to reach them, give us a call, or email us to set up your “Get Acquainted” Meeting.

 

1West's Encyclopedia of American Law, edition 2. Copyright 2008 The Gale Group, Inc. All rights reserved.
 

 

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